dedicated to finding the right mortgage solution based on your individual circumstances

WHAT TYPE OF MORTGAGE DO YOU NEED?

FIRST TIME BUYER
Buying your first home can be both the most exciting and most stressful time of your lives. Our job is to deal with the stressful elements of the process for you while you carry on being excited about the home of your dreams, or maybe you're using your first purchase as a stepping stone on the property ladder?

PURCHASE
You thought that buying your first home was stressful, perhaps you asked for some help with the process (or maybe you didn't) and now your circumstances have changed. It's time to move into your next property. The question is, do you have the time to deal with the mortgage process yourself?
We can help.

REMORTGAGE
There may be many reasons to remortgage, you may have changed your work circumstances and want to re-align your mortgage term. You may not have the best rate available to you from your current lender. You may want a broker with access to all the lenders on and off the high street to find the best rate and product for your individual circumstances.

BUY TO LET
Buy to Let mortgages tend to be similar to residential mortgages, although there are some key differences that you need to be aware of. As with a residential mortgage the more deposit you put down, the better the rate will be on your mortgage. If you have a minimum of 25% deposit for a Buy to Let investment you should be at a good to start.

EQUITY RELEASE
Equity release is a way to access some of the money tied up in the value of your home without having to move house.
There are different plans that allow you to release this cash, either by taking out a loan secured against your home, or selling a part or all of your home.
With either plan you get to stay in your home until you die or move into permanent care.

RETIREMENT INTEREST ONLY
RIO mortgages are designed for older borrowers who may not be eligible for a traditional mortgage. But what exactly is a RIO mortgage and is it right for you?
RIO are residential mortgages that allow you to remain the owner of your property permanently so that there is an opportunity for you to leave an inheritance to loved ones.